

This site includes links from a number of different affiliate programs. When you click on a link and make a purchase, we may earn a commission.

If you want to start earning online without spending a lot of money, you need a plan that’s easy to follow, low cost to begin, and practical to use.
Most people don’t want complicated systems or expensive tools. They want something real they can finish and launch.
That’s exactly why I created the 3‑Pillar Online Business Starter Kit.
It’s built around three real ways people start earning online:
Digital products
Self‑publishing
Affiliate marketing
Each of these works on its own. Together, they give you options that let you earn income from different places without taking on big risk or big cost.
Here is how the Starter Kit supports each one.

Inside the kit you get editable resource files and templates you can use to create your own digital products:
Coloring Pages
Clip Art
Worksheets
Trackers
Printable resources
You can edit these in tools you already have like Canva or PowerPoint. None of this requires expensive software or design skills.
Once you finish a product, you can sell it on platforms like Etsy or Gumroad, or on your own site.
This means you can start earning right away with something simple that solves a specific problem.

The Starter Kit includes an editable eBook template. This gives you a clear structure so you’re not staring at a blank page.
You can use it to publish:
Short eBooks
Workbooks
Devotionals
Niche guides
You can publish your book for free using platforms like Amazon KDP and Draft2Digital.
Once your book is live, it can sell while you work on the next thing. That’s passive income in action - without a big upfront cost.

The kit also walks you through basic affiliate promotion so you can earn commissions by recommending tools people actually need, such as:
Web hosting
Domain names
AI subscription services
Productivity tools
You can join affiliate programs like Amazon Associates, Awin, Impact, or direct programs from tools you already use.
Affiliate income doesn’t cost anything to start. You just share links in blog posts, email newsletters, or inside your products.
Helpful resources:
Here is how the three pillars fit:
A digital product helps you start selling something you made.
A book helps build authority and reach a wider audience.
Affiliate income gives you another way to earn without creating new products.
You don’t have to master everything at once. You just need a clear place to start.
That’s what the 3‑Pillar Online Business Starter Kit gives you - direction and tools you can actually use.
You can begin without spending much money:
Free design tools like Canva or Google Docs
Free or low‑cost platforms like Etsy or Gumroad
Free publishing with Kindle Direct Publishing
Free access to affiliate programs
You don’t need big ads or expensive gear. You need clarity and simple steps you can follow.
If you want to start earning online without a big budget, this Starter Kit gives you:
Templates you can customize
A clear framework that makes sense
A way to earn from multiple income streams
Tools you can use today
It’s not complex. It’s not expensive. It’s practical.
If you are ready to stop researching and start building, the 3‑Pillar Online Business Starter Kit is a straightforward place to begin.

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Hello, I'm Janet.
I’m a disciple and servant of Jesus Christ sharing free and affordable resources to help people with limited resources or challenging circumstances build creative online businesses. I’m also a wife, mom, teacher, author, Christian Life Coach, Creative Entrepreneur, and Online Business Coach.
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